{"id":417,"date":"2026-05-22T14:12:34","date_gmt":"2026-05-22T05:12:34","guid":{"rendered":"http:\/\/www.jutaku-factory.co.jp\/homeloan\/?p=417"},"modified":"2026-09-07T15:44:45","modified_gmt":"2026-09-07T06:44:45","slug":"0038","status":"publish","type":"post","link":"https:\/\/www.jutaku-factory.co.jp\/homeloan\/column\/0038\/","title":{"rendered":"\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e10\u5e74\u56fa\u5b9a\u3067\u5f8c\u6094\u3059\u308b\u7406\u7531\u3068\u306f\uff1f\u671f\u9593\u7d42\u4e86\u5f8c\u306e\u5bfe\u7b56\u3092\u89e3\u8aac"},"content":{"rendered":"<div class=\"article-container\" style=\"max-width: 900px; margin: 0 auto; padding: 20px; font-family: 'Noto Sans JP', sans-serif; color: #333333; line-height: 1.8; box-sizing: border-box;\">\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e10\u5e74\u56fa\u5b9a\u3092\u9078\u3093\u3060\u65b9\u304c\u3001\u671f\u9593\u7d42\u4e86\u5f8c\u306b\u3069\u306e\u3088\u3046\u306a\u7406\u7531\u3067\u5f8c\u6094\u3057\u3084\u3059\u3044\u306e\u304b\u3001\u305d\u306e\u5177\u4f53\u7684\u306a\u30ea\u30b9\u30af\u3068\u56de\u907f\u7b56\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; 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margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u65e5\u672c\u9280\u884c\u306e\u516c\u8868\u30c7\u30fc\u30bf\u306b\u3088\u308c\u3070\u3001\u4e3b\u8981\u884c\u306e\u77ed\u671f\u30d7\u30e9\u30a4\u30e0\u30ec\u30fc\u30c8\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u63a8\u79fb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div style=\"margin-top: 20px; margin-bottom: 30px; border: 1px solid #dddddd; border-radius: 8px; overflow: hidden; box-sizing: border-box;\">\n<div style=\"display: flex; background-color: #ebf4fa; font-weight: bold; border-bottom: 1px solid #dddddd; box-sizing: border-box;\">\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">\u5b9f\u65bd\u65e5<\/div>\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">\u77ed\u671f\u30d7\u30e9\u30a4\u30e0\u30ec\u30fc\u30c8\uff08\u4e3b\u8981\u884c\uff09<\/div>\n<\/div>\n<div style=\"display: flex; border-bottom: 1px solid #dddddd; box-sizing: border-box;\">\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">\uff5e2024\u5e749\u67081\u65e5<\/div>\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">1.475%<\/div>\n<\/div>\n<div style=\"display: flex; border-bottom: 1px solid #dddddd; box-sizing: border-box;\">\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">2024\u5e749\u67082\u65e5\uff5e<\/div>\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">1.625%<\/div>\n<\/div>\n<div style=\"display: flex; border-bottom: 1px solid #dddddd; box-sizing: border-box;\">\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">2025\u5e743\u67083\u65e5\uff5e<\/div>\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">1.875%<\/div>\n<\/div>\n<div style=\"display: flex; box-sizing: border-box;\">\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">2026\u5e742\u67082\u65e5\uff5e<\/div>\n<div style=\"flex: 1; padding: 12px; box-sizing: border-box;\">2.125%<\/div>\n<\/div>\n<\/div>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u307e\u305f\u3001\u518d\u5ea6\u300c\u56fa\u5b9a\u91d1\u5229\u300d\u3092\u9078\u629e\u3057\u3088\u3046\u3068\u3057\u3066\u3082\u3001\u9577\u671f\u91d1\u5229\u306e\u52d5\u5411\u306b\u3088\u3063\u3066\u306f\u4ee5\u524d\u3068\u540c\u6c34\u6e96\u306e\u91d1\u5229\u3067\u56fa\u5b9a\u91d1\u5229\u3092\u7d44\u307f\u76f4\u3059\u3053\u3068\u304c\u96e3\u3057\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">\u671f\u9593\u7d42\u4e86\u5f8c\u306b\u91d1\u878d\u6a5f\u95a2\u306e\u91d1\u5229\u512a\u9047\u5e45\u304c\u7e2e\u5c0f\u3057\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u5e02\u5834\u91d1\u5229\u304c\u5909\u308f\u3089\u306a\u304b\u3063\u305f\u5834\u5408\u3067\u3082\u300110\u5e74\u56fa\u5b9a\u671f\u9593\u7d42\u4e86\u5f8c\u306b\u306f\u5b9f\u8cea\u7684\u306a\u9069\u7528\u91d1\u5229\u304c\u4e0a\u6607\u3059\u308b\u4ed5\u7d44\u307f\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5b9f\u969b\u306e\u501f\u5165\u91d1\u5229\u306f\u3001\u300c\u57fa\u6e96\u91d1\u5229\uff08\u5e97\u982d\u91d1\u5229\uff09\uff0d \u5f15\u304d\u4e0b\u3052\u5e45\uff08\u512a\u9047\u91d1\u5229\u5e45\uff09\u300d\u3068\u3044\u3046\u6570\u5f0f\u3067\u6c7a\u307e\u308a\u307e\u3059\u3002<\/p>\n<div style=\"text-align: center; font-size: 20px; font-weight: bold; color: #f37720; background-color: #ffffff; border: 2px solid #f37720; padding: 15px; border-radius: 8px; margin-top: 20px; margin-bottom: 20px; box-sizing: border-box;\">\u57fa\u6e96\u91d1\u5229\uff08\u5e97\u982d\u91d1\u5229\uff09\uff0d \u5f15\u304d\u4e0b\u3052\u5e45\uff08\u512a\u9047\u91d1\u5229\u5e45\uff09<\/div>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u591a\u304f\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u306f\u3001\u9867\u5ba2\u3092\u7372\u5f97\u3059\u308b\u305f\u3081\u3001\u5f53\u521d10\u5e74\u9593\u306e\u5f15\u304d\u4e0b\u3052\u5e45\u3092\u5927\u304d\u304f\u8a2d\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5546\u54c1\u8a2d\u8a08\u306e\u898f\u5b9a\u306b\u3088\u308a\u300111\u5e74\u76ee\u4ee5\u964d\u306f\u3053\u306e\u512a\u9047\u5e45\u304c\u7e2e\u5c0f\u3055\u308c\u308b\u5951\u7d04\u306b\u306a\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u5927\u534a\u3067\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u4f8b\u3048\u3070\u3001\u5f53\u521d10\u5e74\u9593\u306e\u5f15\u304d\u4e0b\u3052\u5e45\u304c\u25b21.80\uff05\u3067\u3042\u3063\u305f\u5951\u7d04\u304c\u300111\u5e74\u76ee\u4ee5\u964d\u306b\u25b20.80\uff05\u306a\u3069\u306b\u7e2e\u5c0f\u3055\u308c\u308b\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u3001\u57fa\u6e96\u91d1\u5229\u304c\u5909\u308f\u3089\u306a\u304f\u3066\u3082\u5b9f\u969b\u306e\u501f\u5165\u91d1\u5229\u306f\u4e00\u6c17\u306b1.00\uff05\u3082\u4e0a\u6607\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u524d\u8ff0\u306e\u65e5\u672c\u9280\u884c\u306e\u653f\u7b56\u8ee2\u63db\u306b\u3088\u308b\u57fa\u6e96\u91d1\u5229\u306e\u4e0a\u6607\u304c\u91cd\u306a\u308c\u3070\u3001\u8fd4\u6e08\u984d\u306e\u5897\u52a0\u5e45\u306f\u3055\u3089\u306b\u81a8\u3089\u3080\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<div style=\"display: flex; flex-wrap: wrap; justify-content: center; margin-top: 25px; margin-bottom: 35px; box-sizing: border-box;\">\n<div style=\"flex: 1 1 250px; background-color: #ffffff; border: 2px solid #dddddd; border-radius: 8px; margin: 10px; padding: 20px; box-sizing: border-box; text-align: center;\">\n<div style=\"font-weight: bold; font-size: 18px; color: #333333; margin-bottom: 15px; box-sizing: border-box;\">\u5f53\u521d10\u5e74\u9593<\/div>\n<div style=\"font-size: 24px; font-weight: bold; color: #0099dd; box-sizing: border-box;\">\u5f15\u304d\u4e0b\u3052\u5e45 \u25b21.80\uff05<\/div>\n<\/div>\n<div style=\"display: flex; justify-content: center; align-items: center; box-sizing: border-box;\">\n<div style=\"border-top: 10px solid transparent; border-bottom: 10px solid transparent; border-left: 15px solid #dddddd; margin: 0 10px; box-sizing: border-box;\"><\/div>\n<\/div>\n<div style=\"flex: 1 1 250px; background-color: #ffffff; border: 2px solid #f37720; border-radius: 8px; margin: 10px; padding: 20px; box-sizing: border-box; text-align: center;\">\n<div style=\"font-weight: bold; font-size: 18px; color: #333333; margin-bottom: 15px; box-sizing: border-box;\">11\u5e74\u76ee\u4ee5\u964d<\/div>\n<div style=\"font-size: 24px; font-weight: bold; color: #f37720; box-sizing: border-box;\">\u5f15\u304d\u4e0b\u3052\u5e45 \u25b20.80\uff05<br \/>\n<span style=\"font-size: 14px; color: #333333;\">(\u512a\u9047\u5e45\u306e\u7e2e\u5c0f)<\/span><\/div>\n<\/div>\n<\/div>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">\u8ee2\u8077\u3084\u53ce\u5165\u6e1b\u306b\u3088\u308a\u4ed6\u793e\u3078\u306e\u30ed\u30fc\u30f3\u501f\u308a\u63db\u3048\u304c\u56f0\u96e3\u306b\u306a\u308b\u4e8b\u614b<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u56fa\u5b9a\u671f\u9593\u7d42\u4e86\u5f8c\u306e\u91d1\u5229\u4e0a\u6607\u3092\u907f\u3051\u308b\u5408\u7406\u7684\u306a\u624b\u6bb5\u3068\u3057\u3066\u300c\u4ed6\u91d1\u878d\u6a5f\u95a2\u306e\u3088\u308a\u4f4e\u91d1\u5229\u306a\u30d7\u30e9\u30f3\u3078\u306e\u501f\u308a\u63db\u3048\u300d\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u300110\u5e74\u306e\u9593\u306b\u5229\u7528\u8005\u306e\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u3084\u5c5e\u6027\u304c\u5909\u5316\u3057\u3001\u501f\u308a\u63db\u3048\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u4e8b\u614b\u304c\u983b\u767a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u56fd\u571f\u4ea4\u901a\u7701\u304c\u6c11\u9593\u91d1\u878d\u6a5f\u95a2\u306b\u5bfe\u3057\u3066\u5b9f\u65bd\u3057\u305f\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u878d\u8cc7\u306e\u5be9\u67fb\u3067\u8003\u616e\u3059\u308b\u9805\u76ee\u3068\u305d\u306e\u5272\u5408\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<div style=\"margin-top: 20px; margin-bottom: 30px; background-color: #f5f5f5; padding: 25px; border-radius: 8px; box-sizing: border-box;\">\n<div style=\"font-weight: bold; margin-bottom: 20px; text-align: center; color: #333333; font-size: 18px; box-sizing: border-box;\">\u5be9\u67fb\u306b\u304a\u3051\u308b\u8003\u616e\u9805\u76ee\u3068\u91d1\u878d\u6a5f\u95a2\u306e\u5272\u5408<\/div>\n<div style=\"display: flex; align-items: center; margin-bottom: 12px; box-sizing: border-box;\">\n<div style=\"width: 120px; color: #333333; font-weight: bold; box-sizing: border-box;\">\u52e4\u7d9a\u5e74\u6570<\/div>\n<div style=\"flex-grow: 1; display: flex; background-color: #ffffff; border-radius: 4px; overflow: hidden; box-sizing: border-box;\">\n<div style=\"width: 93.2%; background-color: #f37720; padding: 6px 10px; color: #ffffff; font-weight: bold; text-align: right; white-space: nowrap; box-sizing: border-box;\">93.2%<\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; align-items: center; margin-bottom: 12px; box-sizing: border-box;\">\n<div style=\"width: 120px; color: #333333; font-weight: bold; box-sizing: border-box;\">\u5e74\u53ce<\/div>\n<div style=\"flex-grow: 1; display: flex; background-color: #ffffff; border-radius: 4px; overflow: hidden; box-sizing: border-box;\">\n<div style=\"width: 92.9%; background-color: #0099dd; padding: 6px 10px; color: #ffffff; font-weight: bold; text-align: right; white-space: nowrap; box-sizing: border-box;\">92.9%<\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; align-items: center; margin-bottom: 12px; box-sizing: border-box;\">\n<div style=\"width: 120px; color: #333333; font-weight: bold; box-sizing: border-box;\">\u96c7\u7528\u5f62\u614b<\/div>\n<div style=\"flex-grow: 1; display: flex; background-color: #ffffff; border-radius: 4px; overflow: hidden; box-sizing: border-box;\">\n<div style=\"width: 71.6%; background-color: #0099dd; padding: 6px 10px; color: #ffffff; font-weight: bold; text-align: right; white-space: nowrap; box-sizing: border-box;\">71.6%<\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; align-items: center; margin-bottom: 12px; box-sizing: border-box;\">\n<div style=\"width: 120px; color: #333333; font-weight: bold; box-sizing: border-box;\">\u696d\u7a2e<\/div>\n<div style=\"flex-grow: 1; display: flex; background-color: #ffffff; border-radius: 4px; overflow: hidden; box-sizing: border-box;\">\n<div style=\"width: 34.4%; background-color: #0099dd; padding: 6px 10px; color: #ffffff; font-weight: bold; text-align: right; white-space: nowrap; box-sizing: border-box;\">34.4%<\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; align-items: center; margin-bottom: 0px; box-sizing: border-box;\">\n<div style=\"width: 120px; color: #333333; font-weight: bold; box-sizing: border-box;\">\u96c7\u7528\u5148\u306e\u898f\u6a21<\/div>\n<div style=\"flex-grow: 1; display: flex; background-color: #ffffff; border-radius: 4px; overflow: hidden; box-sizing: border-box;\">\n<div style=\"width: 25.4%; background-color: #0099dd; padding: 6px 10px; color: #ffffff; font-weight: bold; text-align: right; white-space: nowrap; box-sizing: border-box;\">25.4%<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u3053\u306e\u30c7\u30fc\u30bf\u304c\u793a\u3059\u901a\u308a\u300193.2%\u3068\u3044\u3046\u307b\u307c\u3059\u3079\u3066\u306e\u91d1\u878d\u6a5f\u95a2\u304c\u300c\u52e4\u7d9a\u5e74\u6570\u300d\u3092\u91cd\u8996\u3057\u3066\u3044\u307e\u3059\u3002\u8ee2\u8077\u76f4\u5f8c\u3067\u52e4\u7d9a\u5e74\u6570\u304c\u77ed\u3044\u5834\u5408\u306f\u3001\u501f\u308a\u63db\u3048\u5be9\u67fb\u306b\u304a\u3044\u3066\u4e0d\u5229\u306b\u50cd\u304d\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u307e\u305f\u3001\u6b63\u793e\u54e1\u304b\u3089\u5951\u7d04\u793e\u54e1\u3084\u6d3e\u9063\u793e\u54e1\u3001\u81ea\u55b6\u696d\u3078\u3068\u96c7\u7528\u5f62\u614b\u304c\u5909\u5316\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u8fd4\u6e08\u80fd\u529b\u306e\u5b89\u5b9a\u6027\u3092\u614e\u91cd\u306b\u5224\u65ad\u3059\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u822c\u7684\u306a\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5951\u7d04\u7d04\u6b3e\u306b\u304a\u3044\u3066\u306f\u3001\u8ee2\u8077\u306a\u3069\u3067\u52e4\u52d9\u5148\u3084\u96c7\u7528\u5f62\u614b\u304c\u5909\u308f\u3063\u305f\u5834\u5408\u3001\u901f\u3084\u304b\u306b\u73fe\u5728\u501f\u5165\u4e2d\u306e\u91d1\u878d\u6a5f\u95a2\u3078\u5c4a\u3051\u51fa\u3092\u884c\u3046\u7fa9\u52d9\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u52e4\u52d9\u5148\u3084\u96c7\u7528\u5f62\u614b\u306e\u5909\u66f4\u306b\u3064\u3044\u3066\u5c4a\u3051\u51fa\u3092\u884c\u3046\u3053\u3068\u304c\u5951\u7d04\u4e0a\u306e\u7fa9\u52d9\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u4e8b\u524d\u5be9\u67fb\u306e\u7533\u8fbc\u5c65\u6b74\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e00\u5b9a\u671f\u9593\u8a18\u9332\u3055\u308c\u308b\u305f\u3081\u3001\u8907\u6570\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u540c\u6642\u7533\u8fbc\u3092\u884c\u3046\u3053\u3068\u306f\u614e\u91cd\u306a\u691c\u8a0e\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p><!-- \u7b2c1\u7ae0 \u51fa\u5178\u307e\u3068\u3081 --><\/p>\n<div style=\"margin-top: 30px; margin-bottom: 50px; border-top: 1px dashed #dddddd; padding-top: 15px; box-sizing: border-box;\">\n<p style=\"text-align: right; margin: 5px 0; box-sizing: border-box;\"><small><a style=\"color: #0099dd; text-decoration: none; font-size: 14px;\" href=\"https:\/\/www.jhf.go.jp\/files\/topics\/4955_ext_99_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u7167\uff09\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u306e\u5b9f\u614b\u8abf\u67fb\u7d50\u679c\uff082026\u5e741\u6708\u8abf\u67fb\uff09 &#8211; \u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb<\/a><br \/>\n<a style=\"color: #0099dd; text-decoration: none; font-size: 14px;\" href=\"https:\/\/www.boj.or.jp\/statistics\/dl\/loan\/prime\/prime.htm\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u7167\uff09\u9577\u30fb\u77ed\u671f\u30d7\u30e9\u30a4\u30e0\u30ec\u30fc\u30c8\uff08\u4e3b\u8981\u884c\uff09\u306e\u63a8\u79fb : \u65e5\u672c\u9280\u884c Bank of Japan<\/a><br \/>\n<a style=\"color: #0099dd; text-decoration: none; font-size: 14px;\" href=\"https:\/\/www.mlit.go.jp\/report\/press\/content\/001991057.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u7167\uff09\u4ee4\u548c\uff17\u5e74\u5ea6 \u6c11\u9593\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5b9f\u614b\u306b\u95a2\u3059\u308b\u8abf\u67fb \u7d50\u679c\u5831\u544a\u66f8 &#8211; \u56fd\u571f\u4ea4\u901a\u7701<\/a><\/small><\/p>\n<\/div>\n<h2 style=\"font-size: 24px; font-weight: bold; margin-top: 40px; margin-bottom: 25px; box-sizing: border-box; color: #333333; padding-bottom: 10px; padding-left: 1.5em; border-bottom: 2px solid #f37720;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e10\u5e74\u56fa\u5b9a\u306b\u5411\u3044\u3066\u3044\u308b\u4eba\u3068\u5411\u3044\u3066\u3044\u306a\u3044\u4eba\u306e\u7279\u5fb4<\/h2>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u30bf\u30a4\u30d7\u306f\u3001\u3054\u5bb6\u5ead\u306e\u72b6\u6cc1\u3084\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u3088\u3063\u3066\u6700\u9069\u306a\u9078\u629e\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u5c06\u6765\u306e\u8cc7\u91d1\u8a08\u753b\u3084\u3001\u91d1\u5229\u4e0a\u6607\u30ea\u30b9\u30af\u3092\u3069\u3053\u307e\u3067\u8a31\u5bb9\u3067\u304d\u308b\u304b\u306b\u3088\u3063\u3066\u3001\u660e\u78ba\u306b\u5411\u304d\u4e0d\u5411\u304d\u304c\u5206\u304b\u308c\u307e\u3059\u3002\u81ea\u8eab\u306e\u72b6\u6cc1\u3068\u7167\u3089\u3057\u5408\u308f\u305b\u3001\u9069\u5207\u306a\u91d1\u5229\u30bf\u30a4\u30d7\u3092\u9078\u3076\u305f\u3081\u306e\u5224\u65ad\u57fa\u6e96\u3092\u63d0\u793a\u3057\u307e\u3059\u3002<\/p>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">10\u5e74\u4ee5\u5185\u306b\u8fd4\u6e08\u4e88\u5b9a\u3084\u7e70\u308a\u4e0a\u3052\u8fd4\u6e08\u306e\u8cc7\u91d1\u304c\u3042\u308b\u4eba\u306f\u5411\u3044\u3066\u3044\u308b<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">10\u5e74\u56fa\u5b9a\u671f\u9593\u7d42\u4e86\u5f8c\u306e\u9069\u7528\u91d1\u5229\u304c\u4e0a\u6607\u3059\u308b\u30ea\u30b9\u30af\u3092\u7121\u52b9\u5316\u3067\u304d\u308b\u8cc7\u91d1\u7684\u4f59\u88d5\u304c\u3042\u308b\u65b9\u306b\u306f\u300110\u5e74\u56fa\u5b9a\u91d1\u5229\u306f\u6709\u52b9\u306a\u9078\u629e\u80a2\u3067\u3059\u3002\u9000\u8077\u91d1\u306a\u3069\u306e\u307e\u3068\u307e\u3063\u305f\u53ce\u5165\u304c\u898b\u8fbc\u3081\u308b\u5834\u5408\u3084\u3001\u8a08\u753b\u7684\u306a\u8caf\u84c4\u306b\u3088\u3063\u3066\u56fa\u5b9a\u671f\u9593\u7d42\u4e86\u524d\u306b\u5927\u304d\u306a\u984d\u306e\u300c\u7e70\u308a\u4e0a\u3052\u8fd4\u6e08\u300d\u3092\u5b9f\u884c\u3067\u304d\u308b\u5c64\u304c\u8a72\u5f53\u3057\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u91d1\u5229\u304c\u4e0a\u6607\u3059\u308b\u524d\u3001\u3042\u308b\u3044\u306f\u512a\u9047\u5e45\u304c\u5927\u304d\u304f\u7e2e\u5c0f\u3059\u308b\u524d\u306b\u501f\u5165\u5143\u672c\u3092\u5727\u7e2e\u3067\u304d\u308c\u3070\u3001\u305d\u306e\u5f8c\u306b\u9069\u7528\u3055\u308c\u308b\u91d1\u5229\u304c\u9ad8\u304f\u306a\u3063\u3066\u3082\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u3092\u6700\u5c0f\u9650\u306b\u6291\u3048\u8fbc\u3080\u3053\u3068\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">\u5c06\u6765\u7684\u306a\u91d1\u5229\u4e0a\u6607\u3084\u8fd4\u6e08\u984d\u5897\u52a0\u306e\u30ea\u30b9\u30af\u3092\u907f\u3051\u305f\u3044\u4eba\u306f\u4e0d\u5411\u304d<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u4e00\u65b9\u3067\u3001\u5b50\u4f9b\u306e\u9032\u5b66\u306a\u3069\u3067\u6559\u80b2\u8cc7\u91d1\u306e\u30d4\u30fc\u30af\u3092\u8fce\u3048\u308b\u4e88\u5b9a\u304c\u3042\u308b\u306a\u3069\u3001\u4eca\u5f8c\u51fa\u8cbb\u304c\u5897\u52a0\u3059\u308b\u898b\u8fbc\u307f\u304c\u3042\u308a\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3092\u4e00\u5b9a\u306b\u4fdd\u3061\u305f\u3044\u65b9\u306b\u306f\u300110\u5e74\u56fa\u5b9a\u91d1\u5229\u306f\u4e0d\u5411\u304d\u3067\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u56fd\u571f\u4ea4\u901a\u7701\u304c\u5b9f\u65bd\u3057\u305f\u8abf\u67fb\u306b\u3088\u308c\u3070\u3001\u4f4f\u5b85\u8cfc\u5165\u8cc7\u91d1\u306e\u5e73\u5747\u5024\u306f\u6ce8\u6587\u4f4f\u5b85\u30676,188\u4e07\u5186\u3001\u5206\u8b72\u96c6\u5408\u4f4f\u5b85\u30674,679\u4e07\u5186\u3068\u9ad8\u984d\u5316\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u501f\u5165\u5143\u672c\u304c\u6570\u5343\u4e07\u5186\u5358\u4f4d\u306b\u4e0a\u308b\u305f\u3081\u3001\u308f\u305a\u304b\u306a\u91d1\u5229\u4e0a\u6607\u304c\u7dcf\u8fd4\u6e08\u984d\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3059\u3002\u5c06\u6765\u306e\u91d1\u5229\u4e0a\u6607\u306b\u3088\u308b\u5bb6\u8a08\u306e\u5727\u8feb\u30ea\u30b9\u30af\u3092\u56de\u907f\u3057\u305f\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u878d\u8cc7\u306e\u5951\u7d04\u6642\u306b\u5b8c\u6e08\u307e\u3067\u306e\u91d1\u5229\u304c\u78ba\u5b9a\u3057\u3066\u3044\u308b\u300c\u5168\u671f\u9593\u56fa\u5b9a\u91d1\u5229\u578b\uff08\u30d5\u30e9\u30c3\u30c835\u306a\u3069\uff09\u300d\u3092\u9078\u3076\u3053\u3068\u304c\u6709\u529b\u306a\u4e00\u624b\u3067\u3059\u3002<\/p>\n<p><!-- \u7b2c2\u7ae0 \u51fa\u5178\u307e\u3068\u3081 --><\/p>\n<div style=\"margin-top: 30px; margin-bottom: 50px; border-top: 1px dashed #dddddd; padding-top: 15px; box-sizing: border-box;\">\n<p style=\"text-align: right; margin: 5px 0; box-sizing: border-box;\"><small><a style=\"color: #0099dd; text-decoration: none; font-size: 14px;\" href=\"https:\/\/www.mlit.go.jp\/report\/press\/house02_hh_000228.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u7167\uff09\u300c\u4f4f\u5b85\u53d6\u5f97\u6642\u306b\u8cfc\u5165\u3057\u305f\u8010\u4e45\u6d88\u8cbb\u8ca1\u306e\u91d1\u984d\u300d\u306a\u3069\u306b\u3064\u3044\u3066\u2026 &#8211; \u56fd\u571f\u4ea4\u901a\u7701<\/a><\/small><\/p>\n<\/div>\n<h2 style=\"font-size: 24px; font-weight: bold; margin-top: 40px; margin-bottom: 25px; box-sizing: border-box; color: #333333; padding-bottom: 10px; padding-left: 1.5em; border-bottom: 2px solid #f37720;\">10\u5e74\u56fa\u5b9a\u671f\u9593\u7d42\u4e86\u5f8c\u306b\u5f8c\u6094\u3057\u306a\u3044\u305f\u3081\u306e\u5177\u4f53\u7684\u306a\u5bfe\u7b56\u3068\u5bfe\u51e6\u6cd5<\/h2>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u3059\u3067\u306b10\u5e74\u56fa\u5b9a\u91d1\u5229\u3067\u5951\u7d04\u3057\u3066\u304a\u308a\u3001\u671f\u9593\u7d42\u4e86\u304c\u8fd1\u3065\u3044\u3066\u3044\u308b\u65b9\u304c\u8fd4\u6e08\u8ca0\u62c5\u5897\u306b\u60a9\u3080\u3053\u3068\u3092\u9632\u3050\u305f\u3081\u306b\u306f\u3001\u73fe\u72b6\u306e\u91d1\u5229\u6c34\u6e96\u3084\u4ed6\u884c\u306e\u30d7\u30e9\u30f3\u3092\u6bd4\u8f03\u3057\u3001\u65e9\u3081\u306b\u884c\u52d5\u3092\u8d77\u3053\u3059\u3053\u3068\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002\u8ca0\u62c5\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u306e\u73fe\u5b9f\u7684\u306a\u89e3\u6c7a\u7b56\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">\u56fa\u5b9a\u671f\u9593\u304c\u7d42\u4e86\u3059\u308b\u524d\u306b\u4ed6\u91d1\u878d\u6a5f\u95a2\u3078\u306e\u501f\u308a\u63db\u3048\u3092\u691c\u8a0e\u3059\u308b<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u6700\u3082\u6a19\u6e96\u7684\u306a\u5bfe\u7b56\u306f\u3001\u73fe\u5728\u306e\u56fa\u5b9a\u671f\u9593\u304c\u7d42\u4e86\u3057\u3001\u9069\u7528\u91d1\u5229\u304c\u8df3\u306d\u4e0a\u304c\u308b\u524d\u306e\u6bb5\u968e\u3067\u3001\u3088\u308a\u6761\u4ef6\u306e\u826f\u3044\u4ed6\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3078\u300c\u501f\u308a\u63db\u3048\u300d\u3092\u884c\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u56fd\u571f\u4ea4\u901a\u7701\u306e\u8abf\u67fb\u306b\u3088\u308c\u3070\u3001\u500b\u4eba\u5411\u3051\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u65b0\u898f\u8cb8\u51fa\u984d\u306e\u3046\u3061\u3001\u91d1\u5229\u30bf\u30a4\u30d7\u5225\u5272\u5408\u3067\u306f\u5909\u52d5\u91d1\u5229\u578b\u304c83.5\uff05\u3068\u6700\u3082\u9ad8\u3044\u30b7\u30a7\u30a2\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u501f\u308a\u63db\u3048\u306b\u306f\u4fdd\u8a3c\u6599\u3084\u767b\u8a18\u8cbb\u7528\u306a\u3069\u306e\u8af8\u8cbb\u7528\u304c\u767a\u751f\u3057\u307e\u3059\u304c\u3001\u65b0\u305f\u306b\u9069\u7528\u3055\u308c\u308b\u91d1\u5229\u304c\u73fe\u5728\u306e\u60f3\u5b9a\u91d1\u5229\u3088\u308a\u3082\u4f4e\u304f\u3001\u501f\u308a\u63db\u3048\u306b\u3088\u308b\u5229\u606f\u8efd\u6e1b\u52b9\u679c\u304c\u8af8\u8cbb\u7528\u3092\u4e0a\u56de\u308b\u5834\u5408\u3001\u6708\u3005\u306e\u8ca0\u62c5\u3092\u6291\u3048\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u305f\u3060\u3057\u3001\u501f\u308a\u63db\u3048\u5148\u306e\u5be9\u67fb\u3092\u901a\u904e\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u524d\u8ff0\u306e\u901a\u308a\u52e4\u7d9a\u5e74\u6570\u3084\u5e74\u53ce\u306e\u5b89\u5b9a\u6027\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002\u5c31\u696d\u76f4\u5f8c\u306f\u5be9\u67fb\u4e0a\u6709\u5229\u3068\u306f\u8a00\u3048\u306a\u3044\u305f\u3081\u3001\u8ee2\u8077\u7b49\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u305d\u308c\u3089\u3092\u5b9f\u884c\u306b\u79fb\u3059\u524d\u306b\u501f\u308a\u63db\u3048\u306e\u5be9\u67fb\u3092\u9032\u3081\u3066\u304a\u304f\u3053\u3068\u304c\u4e00\u3064\u306e\u57fa\u6e96\u3067\u3059\u3002<\/p>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">\u4ed6\u306e\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u30681\u672c\u5316\u3057\u3066\u6708\u3005\u306e\u8ca0\u62c5\u3092\u6e1b\u3089\u3059<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u8ca0\u62c5\u5897\u306b\u52a0\u3048\u3001\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3001\u5968\u5b66\u91d1\u306a\u3069\u3001\u8907\u6570\u306e\u50b5\u52d9\u3092\u62b1\u3048\u3066\u3044\u308b\u5834\u5408\u3001\u5bb6\u8a08\u306e\u72b6\u6cc1\u306f\u3055\u3089\u306b\u6df1\u523b\u3067\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u91d1\u878d\u5e81\u306e\u516c\u8868\u8cc7\u6599\u306b\u3088\u308c\u3070\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u7b49\u306e\u7121\u62c5\u4fdd\u30ed\u30fc\u30f3\u306e\u4e0a\u9650\u91d1\u5229\u306f\u3001\u5229\u606f\u5236\u9650\u6cd5\u306b\u57fa\u3065\u304d\u501f\u5165\u5143\u672c\u304c10\u4e07\u5186\u4ee5\u4e0a100\u4e07\u5186\u672a\u6e80\u3067\u5e7418\uff05\u3001100\u4e07\u5186\u4ee5\u4e0a\u3067\u5e7415\uff05\u3068\u9ad8\u304f\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u3053\u306e\u3088\u3046\u306b\u8907\u6570\u306e\u9ad8\u91d1\u5229\u306a\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u308a\u63db\u3048\u3092\u5358\u4f53\u3067\u691c\u8a0e\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u65e2\u5b58\u306e\u8907\u6570\u50b5\u52d9\u3092\u91d1\u5229\u6c34\u6e96\u304c\u4f4e\u3044\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u30681\u672c\u5316\u3059\u308b\u300d\u3068\u3044\u3046\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u6709\u52b9\u306a\u89e3\u6c7a\u7b56\u3067\u3059\u3002<\/p>\n<div style=\"text-align: center; margin-top: 40px; margin-bottom: 40px; box-sizing: border-box;\"><a style=\"display: inline-flex; align-items: center; justify-content: center; padding: 15px 40px; background-color: #f37720; color: #ffffff; font-weight: bold; text-decoration: none; border-radius: 8px; font-size: 18px; box-shadow: 0 4px 10px rgba(243, 119, 32, 0.4); box-sizing: border-box;\" href=\"https:\/\/www.jutaku-factory.co.jp\/loan_consultation\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u7121\u6599\u76f8\u8ac7\u306f\u3053\u3061\u3089<\/a><\/div>\n<p><!-- \u7b2c3\u7ae0 \u51fa\u5178\u307e\u3068\u3081 --><\/p>\n<div style=\"margin-top: 30px; margin-bottom: 50px; border-top: 1px dashed #dddddd; padding-top: 15px; box-sizing: border-box;\">\n<p style=\"text-align: right; margin: 5px 0; box-sizing: border-box;\"><small><a style=\"color: #0099dd; text-decoration: none; font-size: 14px;\" href=\"https:\/\/www.mlit.go.jp\/report\/press\/content\/001991057.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u7167\uff09\u4ee4\u548c\uff17\u5e74\u5ea6 \u6c11\u9593\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5b9f\u614b\u306b\u95a2\u3059\u308b\u8abf\u67fb \u7d50\u679c\u5831\u544a\u66f8 &#8211; \u56fd\u571f\u4ea4\u901a\u7701<\/a><\/small><\/p>\n<p style=\"text-align: right; margin: 5px 0; box-sizing: border-box;\"><small><a style=\"color: #0099dd; text-decoration: none; font-size: 14px;\" href=\"https:\/\/www.fsa.go.jp\/policy\/kashikin\/kihon.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u7167\uff09\u8cb8\u91d1\u696d\u6cd5\u306e\u30ad\u30db\u30f3 &#8211; \u91d1\u878d\u5e81<\/a><\/small><\/p>\n<\/div>\n<h2 style=\"font-size: 24px; font-weight: bold; margin-top: 40px; margin-bottom: 25px; box-sizing: border-box; color: #333333; padding-bottom: 10px; padding-left: 1.5em; border-bottom: 2px solid #f37720;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e10\u5e74\u56fa\u5b9a\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f\u306b\u308f\u304b\u308a\u3084\u3059\u304f\u56de\u7b54<\/h2>\n<h3 style=\"font-size: 20px; font-weight: bold; margin-top: 30px; margin-bottom: 20px; box-sizing: border-box; color: #333333; padding-left: 1.5em; border-left: 4px solid #f37720;\">10\u5e74\u56fa\u5b9a\u3068\u5168\u671f\u9593\u56fa\u5b9a\u91d1\u5229\u3067\u306f\u3069\u3061\u3089\u3092\u9078\u3076\u3079\u304d\u3067\u3059\u304b\uff1f<\/h3>\n<p style=\"font-size: 16px; margin-top: 0; margin-bottom: 20px; box-sizing: border-box;\">\u305d\u308c\u305e\u308c\u306e\u91d1\u5229\u30bf\u30a4\u30d7\u306b\u306f\u660e\u78ba\u306a\u9055\u3044\u304c\u3042\u308a\u3001\u81ea\u8eab\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u5c06\u6765\u306e\u91d1\u5229\u4e0a\u6607\u306b\u5bfe\u3059\u308b\u300c\u8a31\u5bb9\u5ea6\u300d\u306b\u3088\u3063\u3066\u9078\u3076\u57fa\u6e96\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p style=\"font-size: 16px; 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